For nearly
170 years

We have been making a name for ourselves with the most forward-thinking solutions in specialty insurance.

Founded originally in 1843 as Frankford Mutual Insurance Company in Philadelphia, PA, America’s birthplace of insurance, Atain began with strong roots in the specialty insurance industry.

Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise.

We pride ourselves on our strong financial growth, stability, industry-leading expertise and proven record of creating flexible and customizable products. This is why A.M. Best affirmed Atain with an “A” (Excellent) Financial Strength Rating.

Atain is part of the H.W. Kaufman Group family of companies, which comprises a vast network of over 60 offices across the globe. From brokerage, underwriting, premium financing and real estate, to claims and loss control, together we are shaping the future of insurance.

At H.W. Kaufman Group and Atain, we prioritize a culture grounded in family values that fosters and sustains a supportive and welcoming workplace. This belief is fundamental to our success as an organization. Click here to learn more about our commitment to Diversity, Equity & Inclusion.


Chris Zoidis

President & CEO

Chris Zoidis is President & CEO of Atain Insurance Companies and an Executive Vice President of H.W. Kaufman Group. As President & CEO of Atain Insurance Companies, Chris oversees Atain’s growth initiatives, underwriting strategy, and operations. Chris has over 30 years of insurance experience, specializing in underwriting management and insurance operations. Chris holds a Chartered Property Casualty Underwriter (CPCU) designation and a Registered Professional Liability Underwriter (RPLU) designation.

Jodie Kaufman Davis

Chief Strategy Officer

Jodie Kaufman Davis is Atain’s Chief Strategy Officer. A proven and results-oriented leader, Jodie focuses on identifying new opportunities, talent, products and partnerships that amplify and extend Atain’s market position.

Previously a practicing attorney, Jodie advised Canadian and U.S. companies on M&A, capital market financing and regulatory issues. She graduated cum laude from the Michigan State University College of Law and received a bachelor’s degree from the University of Michigan.

Michael Martin, CPA, CGMA

Senior Vice President, Chief Financial Officer

Michael Martin is Senior Vice President, Treasurer and Chief Financial Officer of Atain. He is responsible for the companies’ finance and accounting operations, including strategic planning, treasury, budgeting, regulatory and compliance. Mike joined Atain in 2005 as Treasurer, Insurance Entities, and was named Chief Financial Officer in 2006. In 2014, he was promoted to Senior Vice President.

Linc Trimble

Chief Underwriting Officer

Linc Trimble is Atain’s Chief Underwriting Officer. He is responsible for executing the company's underwriting strategy, overseeing the management of the underwriting portfolio and guiding the underwriting team. Linc has over 35 years of insurance industry experience, the majority of which in underwriting and entity leadership roles, recently serving as CEO of StarStone US. Linc has extensive experience building insurance portfolios, including the launch of Chubb’s Bermuda-based P&C operations, the co-founding of St. Paul’s excess liability division, and the creation of a specialty MGA.

Emmanuel Manuelidis

Corporate Senior Vice President

Emmanuel (Manny) Manuelidis serves as Corporate Senior Vice President for Atain.  He has been with H.W. Kaufman Group and Atain since 2007. Manny oversees the Atain claims department, and the handling of general liability, professional, and first-party property matters by the Atain claims team.

Barbara Habel

Vice President, Head of Excess Casualty

Barb Habel is Vice President at Atain, where she is responsible for developing and refining Atain’s Excess Casualty underwriting strategy, along with helping develop new product offerings that will serve binding and brokerage programs. She brings over 15 years of industry experience and has held various underwriting and leadership roles, most notably at HDI Global Specialty, Core Specialty and Starstone, and RT Specialty.

Outside of the office, she is a volunteer for the WSIA Education Committee where she teaches three courses and helped develop two new course offerings for students.

Cara Delestienne

Vice President, Head of Binding Authority

Cara Delestienne is Vice President, Head of Binding Authority for Atain. Cara leads the binding authority business and is responsible for our underwriting performance, staff development, and product expansion. Cara has deep underwriting expertise and extensive knowledge of the Excess & Surplus binding marketplace.

Outside of the office, she is a volunteer on the WSIA Education Committee.

Tom Dassow

Vice President, Head of Primary Liability

Tom Dassow is Vice President, Head of Primary Liability for Atain. Tom leads the GL brokerage division and is responsible for driving underwriting strategy and results, developing new products, and delivering high quality service to our clients. Tom has over 18 years of underwriting experience, serving in underwriting leadership roles at a number of insurance carriers.

Heather Schaaf

Associate Vice President, Professional Lines

Heather Schaaf is Associate Vice President for Professional Liability (PL) coverages for Atain. Heather has more than 15 years’ experience writing and developing in the Professional Lines arena. She directs the PL team and is responsible for underwriting, training, marketing and expanding PL product capabilities.

Jeff Ditmar

Associate Vice President

Jeff is a member of the State Bar of Michigan and the State Bar of Illinois and has been licensed for nearly 20 years. He has been with H.W. Kaufman Group since 2011, and personally handles complex and high exposure cases. Jeff also manages several claims attorneys in the handling of general liability and professional matters. He also oversees the company’s Special Investigation Unit and Anti-Fraud Committee.

Amy Felder

Associate Vice President

Amy has more than 20 years of experience in the insurance industry and is licensed to practice in Michigan and Illinois. Prior to joining Atain, she was in private practice for 16 years handling insurance coverage and insurance defense cases. Amy co-leads a team of seven attorneys handling complex CGL, D&O, Professional Liability and First-Party Commercial Property claims. She manages outside litigation and works with counsel across the nation on effectively and strategically handling cases in both the defense of insureds and the defense of Atain in coverage disputes.