Privacy Policy

Privacy Policy
This Atain Insurance Companies website (the “Site” or “Website”) is owned and operated by Atain Insurance Companies (the “Company”). The Company has created this Privacy Policy to demonstrate its commitment to user privacy and online data security, and to communicate its online information gathering, use and dissemination practices for users of this Site. We encourage users to take time to read and understand this Privacy Policy and to contact us if you have any questions or concerns with this Privacy Policy or anything you see or experience on this Site.

Information We May Collect
You can browse our Site without providing any personal or individually identifiable information. There are times when you may choose to give us personally identifiable information. For example, you may wish to register to create an account on our Site, to receive e-mails from us, to receive invitations, or to preview new content on the Site.
We may collect personally identifiable information that you voluntarily give us, as well as Site usage data.

Personally Identifiable Information
In order to utilize certain features of the Site, you may be asked to provide personally identifiable information such as your e-mail address, name, or mailing address, as well as other information, which you may provide voluntarily. We collect such personally identifiable information that you give us so that we may:
• Authenticate registered users
• Post your content and comments
• Personalize your experience on the site
• Keep you informed of new content and services on the Site
• Improve customer service and respond to your requests for information
• Analyze survey results and contest entries

Site Usage Data
We may record your interactions with our web sites, our advertisements, emails or other applications we provide using data collection tools such as web logs, beacons, cookies, embedded web links and other commonly used tools.
“Cookies” are small text files that are placed on your computer by our Site for the purpose of facilitating and enhancing your communication and interaction with the Site and collecting aggregate information. You may stop or restrict the placement of cookies on your computer or flush them from your browser by adjusting your web browser preferences and browser plug-in settings, in which case you may still use our Site, but it may interfere with some of its functionality.

The kind of information we may collect includes:
• Your Internet Protocol (IP) address
• The pages visited on our Site and the time spent on each page
• The links clicked on our Site;
• The features used;
• The domain name of the sites from which visitors connect to our Site and the sites to which visitors connect through our service.

We use Site usage data to develop, manage, and improve the Site. Sometimes we may aggregate Site usage data with personally identifiable information from registered members. We may use that information to:

• Manage the Site
• Help resolve problems
• Analyze use of the Site
• Notify you about products or services that we, our third party marketing partners, and members may offer from time-to-time
Circumstances may arise where, whether for strategic or other business reasons, Company decides to sell, buy, merge or otherwise reorganize businesses. Such a transaction may involve the disclosure of personally identifiable information to prospective or actual purchasers, or the receipt of it from sellers. It is our practice to seek appropriate protection for information in these types of transactions.

Disclosure of Information
Company may permit its employees, vendors and subcontractors to access your personally identifiable information, but they are only permitted to do so in connection with services they are performing for Company. They are not authorized by Company to use the information for their own benefit. Company may disclose personally identifiable information as required by law or legal process.
Company may disclose personally identifiable information to investigate suspected fraud, harassment or other violations of any law, rule or regulation, or the terms or policies for the Site.
In the event of a sale, merger, liquidation, dissolution, reorganization or acquisition of Company, information Company has collected about you may be sold or otherwise transferred. However, this will only happen if the party acquiring the information agrees to use personally identifiable information in a manner which is substantially similar to the uses described in this policy.

Communications
From time to time, we may send e-mail to users regarding updates to the Site, special offers, press releases and announcements concerning the services we provide, as well as important changes in our Terms and Conditions and Privacy Policy. By providing us your e-mail address and opting-in to receive these emails, you consent to receiving such communications. If at any time you decide for any reason that you no longer wish to receive such communications, you may opt out of receiving them by using one of the following methods:

• Select the e-mail “opt out” or “unsubscribe” link, or follow the opt-out instructions included in each subscription communication.
• If applicable, return to the page on the Site where you originally registered your preferences and follow the opt-out instructions.
Please be aware that when you opt out of receiving communications, it may affect the services you have chosen to receive from us where accepting the communications is a condition of receiving the services.

Hyperlinks and Referrals
Websites accessible via our Site (through hyperlinks, advertisements or otherwise) have their own privacy policies and data collection, use and disclosure practices. Please consult each site’s Terms and Conditions and Privacy Policy prior to use.

Children’s Privacy
We do not knowingly collect or distribute personally identifiable information from minor children. If you are the parent or guardian of a minor child and believe that they have disclosed personally identifiable information to us, please contact us by e-mail so that we may delete the minor’s information.

Contact Us
If you have any questions about this Privacy Policy, please feel free to contact us in writing at
ATTN Privacy Matters
Atain Insurance Companies
120 Kaufman Financial Center 30833 Northwestern Hwy.
Farmington Hills, MI 48334

We reserve the right to change this Privacy Policy at any time. If we change it, we will post the then-current Privacy Policy on this page. Any changes to this Privacy Policy will be effective as of the day they are posted.

Last Updated, September, 2019.