Commercial Property

Target Classes:

  • Retail/Mercantile
  • Lessor’s Risk
  • Vacant
  • Builder’s Risk (Ground Up or Renovation)
  • Machine Shops/Manufacturing Risks
  • Hotels/Motels
  • Bar/Restaurants
  • Rental Dwellings
  • Apartment Buildings

Coverage Options:

  • Enhanced Property Extension
  • Building Ordinance & Law Coverage
  • Equipment Breakdown
  • Spoilage Coverage
  • Sign Coverage

Commercial Property

Target Classes:

  • Retail/Mercantile
  • Lessor’s Risk
  • Vacant
  • Builder’s Risk (Ground Up or Renovation)
  • Machine Shops/Manufacturing Risks
  • Hotels/Motels
  • Bar/Restaurants
  • Rental Dwellings
  • Apartment Buildings

Coverage Options:

  • Enhanced Property Extension
  • Building Ordinance & Law Coverage
  • Equipment Breakdown
  • Spoilage Coverage
  • Sign Coverage

General Liability

Target Classes:

  • Lessor’s Risk
  • Vacant Land or Buildings
  • Truckers
  • Sales, Service and Consulting
  • Distributors
  • Homeowner Associations
  • Employment Agencies
  • Trade Schools
  • Real Estate Development
  • Machine Shops
  • Manufacturing
  • General Contractors
  • Artisan Contractors
    (e.g. Carpentry/Handyman/Grading of Land)
  • Construction Managers
  • Owners & Contractors Protective
  • Habitational (Apartments/Rental Dwellings)
  • Bar/Restaurants

Available Coverage Options:

  • Per Project/Per Location Aggregate
  • Primary & Non-Contributory
  • Waiver of Subrogation
  • Employee Non-Owned Auto
  • Employee Benefits Liability
  • Stop Gap (ND, OH, WA, & WV) – Non Contractor Risks Only
  • Property Damage Extension
  • Assault and Battery Coverage
  • Lost Key Coverage
  • Errors & Omissions Coverage
  • Liability for Guests’ Property
  • EPLI

Inland Marine

Commercial Target Classes:

  • Contractors’ Equipment
  • Bailee’s/Customer’s Goods
  • Installation Floater
  • Scheduled Property Floater
  • Electronic Data Processing (EDP)
  • Sign Coverage
  • Motor Truck Cargo
  • Trip Transit
  • Miscellaneous equipment
  • Dealer’s Open Lot

Personal Target Classes:

  • Jewelry
  • Fine Art
  • Furs
  • Cameras
  • Wine Collections
  • Contents in Storage
  • Coins/Bullion in Bank Vault
  • Stamp and Coin Collections
  • Silverware
  • Collectibles
  • Guns
  • Musical Instruments
  • Rugs
  • Books
  • Antique Furniture

Programs (GL)

Target Classes:

  • Demolition Contractors
  • Homeowners Associations
  • Houseflippers
  • Health Care Providers (PL/GL)
  • Home Health Care Providers (PL/GL)
  • Exercise and Health Studios (PL/GL)
  • Non-Emergency Medical Transport (PL/GL)
  • Special Events (Spectator Liability)
  • Premises Only
  • Property Preservation
  • Wind/Sun Energy

Garage Liability/GKLL

Target Classes:

  • Automobile Repair and Body Shops
  • Car Washes
  • Gasoline Service Stations
  • Storage Garages and Public Parking
  • Valet Operations

Professional Liability

Target Classes:

Allied Medical/Social Services (Including, but not limited to):

  • Home Healthcare/Home Hospice
  • Medical Testing and Imaging
  • Outpatient Therapy and Rehabilitation
  • Home Medical Equipment
  • Outpatient Drug/Alcohol Treatment
  • Dialysis Centers
  • Case Management
  • Community Services
  • Emergency Care Services
  • Temporary Staffing

Target Classes:

Miscellaneous E&O (Including but not limited to):

  • Consultants
  • Title Abstractors/Searchers
  • Home Inspectors
  • Process Servers
  • Collection Agents
  • Consultants
  • Court Reporters
  • Employment Agencies
  • Landscapers
  • Process Servers
  • Property Managers
  • Tax Preparation
  • Title Abstractors & Record Searchers
  • Translators/Interpreters