Professional Liability
Target Classes:
Allied Medical/Social Services (Including, but not limited to):
- Home Healthcare/Home Hospice
- Medical Testing and Imaging
- Outpatient Therapy and Rehabilitation
- Home Medical Equipment
- Case Management
- Community Services
- Temporary Staffing
- Outpatient Drug/Alcohol Treatment
Miscellaneous E&O (Including, but not limited to):
- Consultants
- Process Servers
- Court Reporters
- Employment Agencies
- Property Managers
- Tax Preparation
- Translators/Interpreters
Nonprofit D&O (Including, but not limited to):
- Foundations
- Membership Organizations
- Social Service Organizations
Commercial Property
Target Classes:
- Retail/Mercantile
- Lessor’s Risk
- Vacant
- Builder’s Risk (Ground Up or Renovation)
- Machine Shops/Manufacturing Risks
- Hotels/Motels
- Bar/Restaurants
- Rental Dwellings
- Apartment Buildings
Coverage Options:
- Enhanced Property Extension
- Building Ordinance & Law Coverage
- Equipment Breakdown
- Spoilage Coverage
- Sign Coverage
General Liability
Target Classes:
- Lessor’s Risk
- Vacant Land or Buildings
- Truckers
- Sales, Service and Consulting
- Distributors
- Homeowner Associations
- Employment Agencies
- Trade Schools
- Real Estate Development
- Machine Shops
- Manufacturing
- General Contractors
- Artisan Contractors
(e.g. Carpentry/Handyman/Grading of Land) - Construction Managers
- Owners & Contractors Protective
- Habitational (Apartments/Rental Dwellings)
- Bar/Restaurants
Available Coverage Options:
- Per Project/Per Location Aggregate
- Primary & Non-Contributory
- Waiver of Subrogation
- Employee Non-Owned Auto
- Employee Benefits Liability
- Stop Gap (ND, OH, WA, & WV) – Non Contractor Risks Only
- Property Damage Extension
- Assault and Battery Coverage
- Lost Key Coverage
- Errors & Omissions Coverage
- Liability for Guests’ Property
- EPLI
Inland Marine
Commercial Target Classes:
- Contractors’ Equipment
- Bailee’s/Customer’s Goods
- Installation Floater
- Scheduled Property Floater
- Electronic Data Processing (EDP)
- Sign Coverage
- Motor Truck Cargo
- Trip Transit
- Miscellaneous equipment
- Dealer’s Open Lot
Personal Target Classes:
- Jewelry
- Fine Art
- Furs
- Cameras
- Wine Collections
- Contents in Storage
- Coins/Bullion in Bank Vault
- Stamp and Coin Collections
- Silverware
- Collectibles
- Guns
- Musical Instruments
- Rugs
- Books
- Antique Furniture
Programs (GL)
Target Classes:
- Demolition Contractors
- Homeowners Associations
- Houseflippers
- Health Care Providers (PL/GL)
- Home Health Care Providers (PL/GL)
- Exercise and Health Studios (PL/GL)
- Non-Emergency Medical Transport (PL/GL)
- Special Events (Spectator Liability)
- Premises Only
- Property Preservation
- Wind/Sun Energy
Garage Liability/GKLL
Target Classes:
- Automobile Repair and Body Shops
- Car Washes
- Gasoline Service Stations
- Storage Garages and Public Parking
- Valet Operations
Professional Liability
Target Classes:
Allied Medical/Social Services (Including, but not limited to):
- Home Healthcare/Home Hospice
- Medical Testing and Imaging
- Outpatient Therapy and Rehabilitation
- Home Medical Equipment
- Case Management
- Community Services
- Temporary Staffing
- Outpatient Drug/Alcohol Treatment
Miscellaneous E&O (Including, but not limited to):
- Consultants
- Process Servers
- Court Reporters
- Employment Agencies
- Property Managers
- Tax Preparation
- Translators/Interpreters
Nonprofit D&O (Including, but not limited to):
- Foundations
- Membership Organizations
- Social Service Organizations